What’s the deal?
We know what it’s like...you’ve 4 weddings this year, you’re getting married yourself, just moved home or just need to freshen up a tired looking wardrobe BUT you’re on a budget and need to spread the payments. We hear you and we’ve got you covered with 'Pay in 5 with Flexi-Fi'!
We are delighted to have teamed up with the good folk at Flexi-Fi to offer this super NO INTEREST EVER shop now, pay later on purchases of €80 to €499 here at Redlane*.
Who are Humm by Flexi-Fi?
Flexi-Fi allows you to buy now and pay later for the things you really want. In Ireland at he moment, there are over 1000 stores accepting Flexi Fi and once you have a Flexi Fi account, you can buy now, pay later in any of these stores. The great thing about Flexi-Fi is that YOU are in total control. You select the goods; You select the amount; You select the plan; You have full access to your Flexi-Fi account via your very own self-serve portal. You can even pay out your purchase early without any additional fees or charges.
Flexi–Fi is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. Flexi–Fi is underwritten by FlexiFi Europe Limited, Company Number: 600124.
How does it work?
Just pop whatever you’d like into your basket and head to checkout, you can pick one or a few items, as long as the minimum is €80 and the maximum is €499, you’re good to go to the next step. Click here http://bit.ly/RedlaneFlexiFiQuote to get your fortnightly repayments on your basket total. If you’re happy, just select ‘Flexi-Fi’ as your payment option and follow the steps. If you’ve used Flexi-Fi before and already have an account, you know the drill but if not, just follow the simple steps to get approved in seconds and you’re good to go!
When do I get my haul?
Unlike our traditional deposit system, you get the goods straight away, so no hanging on until the final payment is made.
Is it REALLY interest free?
Example: Total Amount of Credit: €499 over 5 equal payments. First 20% payment upfront & 4 equal fortnightly payments. 0% interest rate. No application fee, No monthly account fee. APR of 0%. Total Amount Payable: €499. Get a quote here
Can I still get a refund if something doesn’t suit?
Absolutely, our regular returns and refunds policy applies to all purchases made through Flexi-Fi and will be refunded to whatever card you used to make the payment/s.
I want to spend more than €499, can I still buy now, pay later?
You can indeed, but there will be interest added. You will be quoted for fees and interest before you checkout, so you know the cost of the credit before you commit. You can get a quote here.
Am I Eligible for Flexi-Fi?
To apply for Flexi-Fi, all you need is a valid email address, your mobile phone number and meet the following minimum criteria…
- Provide proof of PPS number & Address
- Be at least 18 years of age
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €21,000 per year
- Have a current credit / debit card and a Photo ID
- Have a good credit history
What Happens If I'm Refused?
Unfortunately, Flexi Fi is a third party payment service and Redlane has no control over the decisions made by them. If you aren’t accepted by Flexi Fi then please contact them directly. We've found that it could even be something as small as your DOB entered incorrectly in the application process causing refusal, so it's worth giving them a shout! You can contact Flexi Fi here
*Subject to approval
During your Flexi-Fi assessment, Flexi-Fi may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application, so have them ready!
Flexi-Fi finance is subject to assessment and approval and is currently only available to our Republic of Ireland customers. T&C’s apply., you can check them out HERE If you have any other questions, please visit the Flexi-Fi FAQ page HERE
I’m ready, sign me up!